Are you searching for bad credit car dealerships in Atlanta or Lawrenceville-area car dealerships that accept bad credit? Honda Mall of Georgia is a leader among second chance car dealerships, and our team of auto finance professionals will work with you to ensure that you get a loan or lease package that is tailored to your budget no matter what your credit score may be. Learn more about your bad credit auto financing options, then visit us in Buford to get behind the wheel of an exciting new Honda today!
How to Get a Car Loan With Bad Credit
Can you get car financing with a bad credit score? There are car dealerships that accept bad credit, and you can count on the finance specialists at Honda Mall of Georgia to walk you through the process. However, there are some things that Sugar Hill-area car shoppers like you can do ahead of time to make sure you are prepared for what a bad credit auto loan entails. Consider the following tips as you navigate how to get a car loan with bad credit at second chance car dealerships like Honda Mall of Georgia:
- Figure Out What You Can Afford: Calculate your monthly payments and additional expenses such as annual registration fees, car insurance, maintenance costs, and gas costs as you determine what your budget is.
- Improve Credit Before Applying for a Loan: Check your credit reports for errors and work to pay down existing debts. You should note that bad credit car loans can help you boost your credit score.
- Make Sure You Have the Required Documentation: It is important that you have proof of employment, income, and residence in hand when you visit us. It will speed up the process if you can provide us with pay stubs as well as a current bill addressed to you at your home address.
- Consider Trading In Your Current Vehicle: If you are looking to trade in a car with bad credit, contact us to explore your options. The trade-in value of your car can be applied to your down payment.
- Place a Large Down Payment: By making a larger down payment, lenders will see you more favorably as a borrower. A larger down payment also means you will have a smaller car loan, which in turn means less interest paid overall.
- Be Realistic as You Shop: It’s easy to get tempted by the latest features and nice-to-have luxuries. Remain steadfast in your goal of financing a car with an affordable payment, and one that you can afford to take care of in the coming years.
- Shop Around with Lenders: Don’t assume that the first lender to approve you will be the only one. Apply with a handful of lenders so you can compare the rates you are offered.
Finance a Car with Bad Credit in Buford Today!
Whether you’re looking for bad credit car dealerships in Atlanta, second chance car dealerships near Atlanta, or want to trade in a car with bad credit, the finance experts at Honda Mall of Georgia are here to help. Check out our current new vehicle specials and feel free to give us a call at 470-695-0696 if you have any questions. When searching for Buford car dealerships that accept bad credit, make Honda Mall of Georgia your first choice.
